Nidhi Company Registration

Nidhi Company Registration

A Nidhi Company is a type of Non-Banking Financial Company (NBFC) recognized under Section 406 of the Companies Act, 2013. It is formed to promote the habit of thrift, savings, and mutual benefit among its members by accepting deposits and providing loans only to its members.

At Lakshyaniti Compliance Solution LLP, we assist in the legal registration and compliance of Nidhi Companies — ensuring your community lending venture is structured, compliant, and audit-ready from the start.Nidhi Companies are perfect for those looking to formalize small-scale savings and lending operations within a trusted group. With proper registration and compliance, they help foster disciplined financial habits and community-driven economic growth—without the burden of RBI licensing.

✅ Why Choose Nidhi Company?

  1. Accept Deposits & Give Loans Legally-Operate your lending and borrowing business without RBI licensing (restricted to members only).
  2. Low-Risk Lending Model- Loans are secured and issued only to members, reducing default risk.
  3. No RBI Approval Required- Nidhi companies are governed by MCA and exempt from core NBFC regulations.
  4. Strong Community Engagement- Ideal for groups promoting financial discipline within close-knit communities.
🧾 Our OPC Registration Services Include:
  1. Company Name Approval (RUN Form)
  2. DSC & DIN of Directors
  3. Drafting of MOA & AOA (as per Nidhi rules)
  4. Filing of Incorporation Forms (SPICe+)
  5. Certificate of Incorporation + PAN + TAN

Post-registration Support for:

  1. Nidhi Compliance Filing (NDH-1, NDH-2, NDH-3)
  2. Bank Account Opening
  3. GST, MSME Registration (if needed)
📋 Basic Requirements:
  1. Minimum 7 Members & 3 Directors
  2. Minimum Capital: ₹10 lakh
  3. No preference shares allowed
  4. Must add “Nidhi Limited” at the end of name
  5. Registered office address proof

💰 Timeline

Registration Time:15–20 working days